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What to Know About Co-Signing Debts

Co-signing is a common phenomenon in the lending world. People use co-signing to take out a loan or line of credit that they are failing to get approved for. They do this by signing on with someone...

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How to Set Smart Financial Goals

Have you wanted to buy your forever home, but saving up for a down payment seems impossible right now? Perhaps you’ve wanted to be able to afford your dream car. Whatever your ultimate goal is, we are...

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6 Debt Warning Signs to Watch Out For

How much debt is too much? Are you worried that if your current financial situation continues, you might be in trouble? It can be confusing to navigate your finances and correctly gauge when you’re...

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What Not to Do Before Filing for Bankruptcy

Most people have experienced difficult financial situations of some sort. If your economic burdens get too complicated to handle, you are likely researching what options are available to you. While...

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5 Reasons Why Budgets Fail (And 5 Ways to Succeed!)

Budgets are one of those things that we love creating, but find it hard to stick to. Most individuals have made a budget at some point in their life, but very few are executed to perfection. Some find...

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When Is the Best Time to Open an RRSP?

The RRSP, or Registered Retirement Savings Plan, is a valuable financial tool that Canadians can use. Despite this, more than half of all young Canadians do not have this savings account. Much of this...

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Solutions for Millennial Debt

In the internet age, it’s possible to find information on personal finance quickly and efficiently. But, while there’s a lot of information out there, not all of it is reliable. Millennials are the...

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How to Remove Errors From Your Credit Report

Your credit report is one of the most important documents out there. It’s beneficial in helping you secure loans or qualify for financial services. It’s the definitive document that outlines your...

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What Is the Difference Between Bankruptcy and a Consumer Proposal?

Filing for bankruptcy or a consumer proposal are both viable forms of debt relief. Still, how do they differ from each other? While they both provide legal protection from creditors and function...

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What Is a Credit Score and How Is It Calculated?

Credit scores are the foundation of your financial history and future. Credit scores and reports can determine many meaningful opportunities, including if you can buy a house, lease a car, and qualify...

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